Smart • Fast • Professional
SUMRUDRA FINANCE
Welcome to the Digital Era of Lending
Loans • Eligibility • EMI Planning • Financial Solutions
7+ Years of expertise as your loan partner
₹100+ Crore Annual Disbursement
Finance Ecosystem
HDFC BankICICI BankAxis BankState Bank of IndiaKotak Mahindra BankIDFC FIRST BankHDB Financial ServicesHero Housing Finance HDFC BankICICI BankAxis BankState Bank of IndiaKotak Mahindra BankIDFC FIRST BankHDB Financial ServicesHero Housing Finance
Entering Sumrudra Finance
DIGITAL LOAN ASSISTANCE & CALCULATORS

Finance made simpler.

Explore smart loan calculators, understand your borrowing capacity, compare loan options and connect with loan assistance through Sumrudra Finance.

Explore Calculators →View Loan Products
LOAN PLANNING
Smart Decisions
Compare EMI, interest and repayment before choosing a loan.
SUMRUDRA FINANCE
₹ EMI Planner
Eligibility • EMI • Affordability • Home Loan • Loan Comparison
MULTI-TASKING LOAN CALCULATOR
5 Tools
One place for practical loan calculations.
⚡ Fast calculations
🏦 Multiple loan solutions
Smart tools

Your Loan Calculator Hub

Use the calculator suite to understand eligibility, EMI, affordability, home-loan capacity and the difference between two loan options.

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Eligibility Calculator

Check loan eligibility using income, FOIR and existing monthly obligations.
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Basic EMI Calculator

Calculate monthly EMI, total interest and total repayment for your loan.
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Loan Affordability Calculator

Estimate the loan amount you can afford based on income and EMI capacity.
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Home Loan Calculator

Check property value, LTV, FOIR, income eligibility and eligible home-loan amount.
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Compare Your Loan

Compare EMI, interest and total repayment across two loan scenarios.
Product portfolio

Loan Products Offered

Loan assistance across retail, property, vehicle and business requirements, subject to lender eligibility, policy and approval.

Personal LoanUnsecured personal finance for eligible salaried and self-employed customers.
Home LoanHome purchase and housing finance assistance for eligible borrowers.
Loan Against PropertyProperty-backed funding solutions subject to lender policy and property assessment.
Car LoanNew and used vehicle finance assistance.
Unsecured OverdraftWorking-capital style unsecured overdraft assistance for eligible profiles.
Secured OverdraftSecured overdraft solutions against acceptable collateral.
Business LoanBusiness finance assistance, including eligible daily-instalment structures.
Used Car LoanFinance assistance for eligible pre-owned vehicle purchases.
Reach & service

Built for Better Loan Access

Sumrudra Finance is building a wider service network while using digital tools to make loan planning easier for customers.

8+Branch locations represented in the current Sumrudra Finance expansion plan.
Delhi NCRCurrent service focus with expanding reach across nearby markets.
Loan SupportAssistance across personal, property, vehicle and business finance categories.
Digital FirstOnline calculators designed to help customers plan before applying.

About Sumrudra Finance

Sumrudra Finance is the brand associated with Sumrudra Distribution and Services Private Limited, providing loan distribution and financial-service assistance through lender relationships and customer-focused support.

  • Digital loan calculation and planning tools
  • Multiple retail and secured/unsecured loan categories
  • Customer assistance from requirement to loan processing
  • Service expansion through a growing branch network

Service Promise

Our digital tools are designed to make the first step easier: understand your numbers, compare options and then connect with the appropriate loan-assistance channel.

  • Transparent calculator-based planning
  • Simple, mobile-friendly experience
  • Multiple loan products in one platform
  • Support for eligible customers subject to lender policy
CONTACT & SUPPORT

Need Loan Assistance?

For loan assistance, eligibility support and calculator-related help, contact Sumrudra Finance by call or WhatsApp.

📞 8882543198 📞 9899088269
Call Us WhatsApp

Plan your loan before you apply.

Start with the Sumrudra Finance calculator suite.

Open Calculators →
SUMRUDRAFINANCE • EMI CALCULATION
Smart loan planning • Simple • Fast • Professional
Smart Loan Calculators

Choose the calculator that matches your requirement.

SUMRUDRA FINANCE • Brand of Sumrudra Distribution and Services Private Limited
Sumrudra Finance EMI Calculation

Eligibility Calculator

Calculate available EMI capacity using salary, FOIR and existing obligations.
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EXISTING OBLIGATIONS
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Only 5% of the outstanding amount is considered as monthly obligation.
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YOUR CALCULATION BENEFITS
Available EMICalculate to see your available EMI.
Existing ObligationsYour current obligations will appear here.
Eligibility InsightYour income and FOIR determine your available EMI capacity.

Basic EMI Calculator

Calculate EMI, total interest and total repayment.
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YOUR EMI INSIGHTS
Monthly EMICalculate to see your monthly EMI.
Total InterestYour total interest will appear here.
Planning InsightA shorter tenure may reduce total interest, while a longer tenure may reduce monthly EMI.

Loan Affordability Calculator

Start from an affordable EMI and estimate the loan amount.
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YOUR AFFORDABILITY INSIGHTS
Estimated LoanCalculate to see your estimated loan amount.
Monthly CommitmentYour selected affordable EMI will appear here.
Planning InsightRate and tenure both affect the loan amount you can afford.

Home Loan Calculator

Calculate property-based eligibility and monthly EMI.
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You are Eligible for loan upto property market value / LTV
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HOME LOAN DETAILS
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Home Loan EMI: ₹0

Check Your Income Eligibility for Loan

Check your EMI capacity after existing obligations.
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EXISTING OBLIGATIONS
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Only 5% of the outstanding amount is considered as monthly obligation.
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Eligible EMI after existing obligations
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Home Loan Eligibility

Enter a Preferred EMI up to your eligible EMI, then enter the new rate and tenure.
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Please choose a value less than or equal to Eligible EMI.
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DO YOU WANT TO INCREASE YOUR ELIGIBILITY BY CLOSING SOME OF YOUR LOANS?

Reduce Personal Loan EMI, Car Loan EMI or Home Loan EMI directly. For Credit Card, only 5% of the outstanding amount is counted as monthly obligation. Reducing the outstanding by an amount reduces the obligation by 5% of that reduction.
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YOUR HOME LOAN INSIGHTS
Property-Based EligibilityEnter property value and LTV to see the property-based eligibility.
Income-Based EligibilityComplete your income eligibility to see the estimated loan amount.
Eligibility ImprovementReducing existing obligations can increase your eligible EMI capacity.

Compare Your Loan

Compare two offers on EMI, interest and total repayment.

OPTION A

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OPTION B

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YOUR LOAN COMPARISON BENEFITS
Monthly EMI DifferenceCompare both options to see the difference.
Interest DifferenceYour potential interest difference will appear here.
Total Repayment InsightCompare both options to understand the total repayment impact.
Planning calculator only. Actual eligibility, rate, fees, lender policy and sanction are subject to lender assessment and terms.
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